Free Tools — No Login Required

Calculators & Tools

Financial clarity at every stage. Enter your numbers and get plain English results — estimates, not legal advice, but a real starting point for the conversations that matter.

Before — Know Your Other Half

Tools for couples who want to understand their financial picture before problems arise.

During — Divorce Financial Clarity

Estimate the numbers most people don't know until they're sitting across from a lawyer.

⚖️
Calculator — Free
Divorce Financial Calculator
The full picture in under two minutes. Estimate alimony, child support, home equity split, and retirement account division — all in one place, in plain English. Covers community property and equitable distribution states.
🏠
Calculator — Free
Home Equity Split Calculator
See what each spouse walks away with across all three options: sell the home, one spouse buys out the other, or continue co-owning. Enter your mortgage balance and home value to get real numbers for each scenario.
🧒
Calculator — Free
Child Support Estimator
Enter both parents' incomes, custody split, and add-ons (health insurance, childcare) to get a plain English child support estimate. Uses each state's actual formula or typical range where judicial discretion applies.
💼
Calculator — Free
Pension Marital Share Calculator
How much of a pension is split in divorce? Enter your job start year, marriage year, and separation year to calculate the marital share — the portion subject to division. Works for any defined benefit pension.
⚖️
Calculator — Free
Alimony & Spousal Support Calculator
Estimate monthly alimony and duration for your state. Covers 12 states including Illinois, New York, Virginia, Arizona, Ohio, and Pennsylvania — from formula states to discretion states.
📍
Calculator — Free
Virginia Spousal Support Calculator
Virginia-specific tool that runs both the pendente lite (temporary) formula and a permanent support range estimate side by side. Uses the § 16.1-278.17:1 formula when combined income is $10,000/month or less.
After — Starting Over

Tools for life after the divorce is final — understanding your new financial reality as a single household.

How these tools work

Every calculator on Know Your Half uses the same formulas that courts and attorneys reference — translated into plain English inputs so you don't need a law degree to understand your own numbers.

The divorce financial calculator uses the AAML guideline formula for alimony (30% of the higher earner's income minus 20% of the lower earner's income), the Income Shares Model for child support (used by 41 states), and the coverture fraction for retirement accounts (the standard used in QDRO calculations). The home equity and pension calculators use the same math a mediator or attorney would use in the early stages of settlement discussions.

None of these tools produce a legal outcome — they produce a starting point. The goal is to walk into your first attorney meeting with a real sense of the numbers rather than starting from zero. That preparation makes the conversation shorter, more focused, and less expensive.

What the estimates don't include

These calculators work from the inputs you provide. They can't account for factors a judge would weigh: a history of domestic violence, a spouse who voluntarily left the workforce, hidden assets, unusual marital debt, or the specific discretion of your county's family court. In states like Georgia and California, judges have significant latitude to deviate from formulas based on the full facts of a case.

Think of the results as a reasonable ballpark — accurate enough to be useful, not precise enough to be mistaken for legal advice. For that, you need a licensed family law attorney in your state.

Frequently asked questions

Do I need to create an account to use these tools?
No. Every calculator on this site is free and requires no login, no email address, and no registration of any kind.
Is my financial data stored anywhere?
No. All inputs you enter are processed entirely within your browser. Know Your Half never sees, stores, or transmits your income figures, asset values, or any other personal financial information.
Which states do the calculators cover?
The main divorce financial calculator covers all 50 states — it applies community property rules for the nine community property states and equitable distribution logic for the rest. The child support estimator covers 10 states with state-specific formulas. The alimony calculator covers 12 states. The home equity and pension calculators are state-agnostic and work anywhere.
How accurate are these estimates?
For alimony and child support, the estimates are based on the statutory guidelines or guideline formulas used in each state — the same starting point courts and attorneys use. Real outcomes vary based on judicial discretion, the full financial picture of both parties, and negotiation. Treat the results as a well-informed estimate, not a prediction.
Can I use these results in my divorce proceedings?
These results are for your own understanding — they're not a legal document and are not intended to be submitted to a court. They're useful for going into attorney consultations prepared, understanding settlement proposals, or running scenarios before making decisions. Always work with a licensed family law attorney for advice specific to your case.
These tools are for educational purposes only and are not legal or financial advice. Every divorce is different — outcomes vary significantly based on your state, specific circumstances, and judicial discretion. Always consult a licensed family law attorney for advice specific to your situation.
Calculators